JMT Network Services Public Company Limited ("JMT")

JMT Network Services Public Company Limited ("JMT"), a subsidiary of the Company, conducts a unique business for debt collection and debt management in Thailand. JMT consider as a leader in debt management especially unsecured distress debt management. Currently, JMT acquired a distressed debt from financial institutions of more than 200,000 million THB outstanding balance of bad debt which is account to be the biggest player for unsecured distress debt in Thailand.

JP Insurance ("JPI")

JP Insurance or JPI, a subsidiary of JMT Network Services PCL, conduct a non-life insurance business. JPI aim to combine insurance business and technology together or InsurTech to operate its business. JPI awarded Top 20 Best insurers 2020 by IDC Financial Insights, a global provider of consulting services and research in digital and IT.

J Fintech Company Limited ("J Fintech")

J Fintech Company Limited ("J Fintech"), engaging in the business of lending money under the brand "J Money“. J Fintech utilizes fintech to bring a better service for consumer lending in Thailand. Recently, J Fintech engages in a joint venture partnership with KB Kookmin Card Co., Ltd, a leader in credit card provider in South Korea to expand its business in Thailand. J Fintech will have a new journey for business in the near future.

Singer Thailand Public Company Limited ("Singer")

In 2019, Singer Thailand Public Company Limited ("Singer"), consider as an associate company, engaging in the business of product distribution under the brand SINGER with hire-purchase services and car title loan (C4C). Singer Thailand has been improved in its performance due to the technology and system of the network which increases the efficiency and effectiveness of Singer’s system. Currently, Singer's lending portfolio increases substantially due to an expansion of the C4C business, and Singer can control the quality of the lending portfolio, NPL, among the top of the industry.